Our Philosophy
Seeking to grow your income over the long term
We design portfolios for investors who seek a higher level of income than generally available from growth-oriented equity strategies. These strategies are most appropriate for those investors willing to accept a lower level of income now in exchange for the opportunity of long-term growth over time.
Developing Your Income Streams
Our process is threefold:
- Develop an appropriate asset allocation based on your personal risk tolerance (both strategically and tactically).
- Select investments that have the potential for dividend and asset growth.
- Rebalance these assets to maintain a well-defined investment policy statement (IPS).
Investors planning for retirement or in the beginning stage of retirement may have investment time horizons more than 20 years, a time horizon that may allow them to assume some degree of investment risk. At the same time, they may be looking for their portfolio to provide a growing source of income to support their lifestyle, and secondarily have some long-term growth and asset appreciation potential.
Most investment planning strategies, when called upon to provide income, start moving the client down the risk spectrum toward the significant allocations in high-quality bonds. Such a strategy may result in portfolio risk level well below the clients actual risk tolerance level and may cost the client a significant amount of potential income.
Income strategies focused exclusively on high-quality bonds not only may cost investors potential income, but may also expose long-term investors to significant investment risks.
Asset allocation does not ensure a profit or protect against loss.